This privacy policy applies to all products, services, and websites (the “Website”) offered by LendingMemo Media LLC (the “Provider”).
Your privacy is important to us, and we’re not just saying that. We’ve laid out below what information we gather, how we use the information, and the limited circumstances when information may be shared. We recognize your right to confidentiality and are committed to protecting your privacy. We use the information that we collect to provide you with an optimal experience and to communicate with you about products, services, and promotions.
If you have any questions about this privacy policy, please feel free to write to us via email at: admin|at|lendingmemo.com.
1. Personal information
While accessing our Website, you may be asked to provide basic contact information using our web forms, including your first and last name, email, and password and username for your profile on our website.
Our servers automatically recognize the domain names and IP addresses of visitors to our website. No personal information about you is revealed during this process. Further, we may gather anonymous “traffic data” that does not contain personally identifiable information.
2. Personal information from minors
Our Website is not targeted or directed in any way towards persons under the age of 13. In compliance with the Children’s Online Privacy Protection Act, we will remove any information we receive from people we believe to be under the age of 13 from our database and cancel the corresponding accounts.
3. Provider’s use of personal information
We use your personal information to create your account, to communicate with you about the Website, and to offer you additional products and services. We also use that information to the extent necessary to enforce our Terms of service and to prevent imminent harm to persons or property. We will not share your personal information with any third parties without your consent, except as is necessary to provide you with the Website or to comply with governing law.
4. Anonymous information
We collect aggregate visitor data related to the Website to use in articles posted on our website. Such data is used for education purposes only and no individual visitor will be able to identify you based on this information.
Further, we use anonymous information to analyze website traffic. Some of this data is collected via JavaScript, so you can increase your privacy by visiting this website with JavaScript disabled. Note that website functionality and/or styling may be degraded if you disable JavaScript. We may use anonymous IP addresses to help diagnose problems with our server, to administer our website, or to display the content according to your preferences. Traffic and transaction information may also be shared with our partners and advertisers on a strictly anonymous basis.
5. Cookies
We use cookies to collect certain information from all users, including website visitors who do not use or purchase anything through our Website. A cookie is a string of data that our system sends to your computer and then uses to identify your computer when you return to our Website. Cookies give us usage data, e.g. how often you visit, where you go at the site, and what you do. We use this information to better engage with our customers and enhance our customers’ experience using our Website. You can increase your privacy by visiting this website with cookies disabled, however doing so may result in limited website functionality.
6. Sharing personal information
6.1. We protect all of your information against unauthorized access or release.
6.2. We reserve the right to disclose your personal information (a) as required by law and when we believe disclosure is necessary to comply with a judicial proceeding, court order, or legal process served on us; (b) to protect our rights and the rights of our users; or (c) to enforce or apply our Terms of service or other policies or user agreements.
6.3. Other than as set out above, you will receive notice when information about you might go to third parties, and you will have an opportunity to choose not to share the information.
7. Sale or transfer of personal information
We may, as part of a sale or purchase of our company’s assets or another company’s assets, share with the purchaser of our business our user’s personal information that has been collected through our website, but any such purchaser would be strictly bound by the terms of this privacy policy.
8. Security of personal information
8.1. We take appropriate security measures to protect against unauthorized access, alteration, disclosure or destruction of data collected through our Website. We perform internal reviews of our data collection, storage and practices and security measures to guard against unauthorized access to the systems where we store personal information. However, no method of transmission over the Internet, or electronic storage is 100% secure, and we cannot guarantee its absolute security.
8.2. In the event that personal information is compromised as a result of a breach of security, we will promptly notify you that your personal information may have been compromised via email, written or hard copy, by posting a notice on our website, or as otherwise required by applicable law.
9. Third-party advertisers and linked sites
9.1. We may make third party applications, including add-ons to the Website, that are available for you to use. The information we collect when you enable a third-party application is processed under this privacy policy. Information collected outside of the Website by a third-party application provider is governed by the third party’s privacy policies.
9.2. Our website may contain links to and from other sites operated and maintained by separate companies. We have no responsibility for linked websites and provide these links solely for the convenience and information of our customers. The privacy policies of these sites may differ from our privacy policy, so you should always review the privacy statement of each linked website that you visit.
10. Public comments
The Website encourages users to interact through comments on blog posts. All comments and information contained in any comments is considered public information and we encourage you to exercise caution when disclosing any personal information through comments on the Website.
11. Your access to personal information
11.1. You may at anytime ask us to change delete, or deactivate your account by contacting us at admin|at|lendingmemo.com. We will respond to your access request in no more than 15 days.
11.2. As long as your account is active, we will retain your information. If you wish to cancel your account or request that we no longer use your information please contact us at admin|at|lendingmemo.com.
12. Opt Outs
12.1. You can always choose not to provide information, although failure to provide information may prevent or inhibit your use of the Services and affect our ability to adequately respond to your requests.
12.2. If you do not want to receive e-mails from us, please refer to the bottom of a newsletter for the link to unsubscribe from these emails.
13. Conditions of use, notices, and revisions
By using our Website, you consent to the collection, use, and disclosure of information in accordance with the terms of this privacy policy. We reserve the right to modify or amend this privacy policy at any time. If we make material changes to this privacy policy, we will notify you here, by e-mail, or by other means so that you can always be aware of the information that we collect, how we use it, and under what circumstances we disclose it. Unless we clearly state otherwise, the changes to our privacy policy will affect only the information we collect after the effective date of the change.
If you have any questions or concerns regarding any of the terms of this privacy policy, contact us via email at admin|at|lendingmemo.com or by writing a letter to the address below.
LendingMemo Media LLC
38 W Fulton St Ste 400
Grand Rapids, MI 49503
Updated: June 5, 2018